Call 904.371.8150 or complete the form to have us contact you.


It's one of the best mortgage experiences you'll ever have.

By refinancing your mortgage loan with Community First, you could potentially reduce your monthly payment by hundreds of dollars and save thousands over the term of your mortgage. It’s quick, easy, and we’ll even pay your closing costs. It’s a no-brainer!

Why Community First?

  • We pay your closing costs*
  • 24/7 Mortgage Hotline (904.371.8150)
  • Mortgage experts in every branch
  • Refinance single family homes, condos, and town homes
  • With rising home values, possibly eliminate costly PMI1 and save monthly
  • We are one of the largest credit unions in Northeast Florida

Complete the form or call to speak with a Mortgage Champion today!

Federally insured by NCUA. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation and *All offers may end at any time without notice. Credit, income, and other restrictions may apply. Community First’s No Closing Costs Mortgage Offer is available on primary residences only. Community First will pay the actual closing costs associated with this new mortgage up to $5,000 (max loan amount is $484,350 for this loan option), excluding origination fee, discount points, prepaid interest, non-lender fees, and funds needed to establish the member’s escrow account, when applicable. This special offer is available on all conventional first mortgage programs. Some exclusions and restrictions apply. All mortgage loans subject to credit approval. Payment examples do not include amounts for taxes, insurance premiums (if applicable). Actual payment obligation will be greater. 1. Private Mortgage Insurance