Call 904.204.3622 anytime 24/7 or complete the form to have someone contact you.

Your Mortgage Champions have arrived.

Mortgage rates have dropped, making now the perfect time to buy or refinance. We’ll help you find the right home loan option for you, whether you’re looking to upgrade to a new home, are a first-time homebuyer, or want lower your existing mortgage payments by refinancing.

  • No Closing Costs (for real!)*
  • Freeze your rate for up to 75 days**
  • Mortgage experts in every branch
  • Among the lowest rates around
  • Easy application process
  • 24/7 Mortgage Hotline –904.204.3622

Home of the Mortgage Champions


Federally insured by NCUA. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation and  All offers may end at any time without notice. *Credit, income, and other restrictions may apply. Community First’s No Closing Costs Mortgage Offer is available on primary residences only. Community First will pay the actual closing costs associated with this new mortgage up to $5,000, excluding origination fee, discount points, prepaid interest, private mortgage insurance, and funds needed to establish the member’s escrow account, when applicable. Offer may end at any time without notice. **Some exclusions and restrictions apply. A $250 one-time fee paid upon signing the Rate Freeze Agreement applies. The rate is frozen for up to 30 days while you shop for a home. Upon delivery of a fully executed purchase and sale agreement to Community First Credit Union, the rate is frozen for a period of 45 days at either the existing frozen rate or the current market rate whichever is lower. The rate is locked for a period of 45 days subject to conditions reviewed with you upon applying. Some restrictions apply.