New Low Rates + No Closing Costs (for real)!

Feel like a winner knowing you've got the best deal possible!

By refinancing a mortgage you have elsewhere, you could potentially lower your monthly mortgage payments, pay your home off sooner, and even take cash out to do renovations or consolidate debt! We’ll constantly keep you informed on the progress of your application with our easy Mortgage Champion Process. Don’t miss out on some of the lowest rates in years.

What it means to be a Mortgage Champion:

  •          Have Confidence knowing you’re getting a special low rate + no closing costs (for real)*
  •          Expect Convenience with our 24/7 Mortgage Hotline – 904.371.8150
  •          Count on Speed with exceptionally quick closings

Listen to our very own Director of Mortgage Sales, Eric Krall, explain why refinancing your home might be right for you!

Call 904.371.8150 or complete the form to have someone contact you.

Federally insured by NCUA. Equal Housing Lender. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation, Miller Electric Company and  All offers may end at any time without notice. *Credit, income, and other restrictions may apply. Community First’s No Closing Costs Mortgage Offer is available on primary residences only. Community First will pay the actual closing costs associated with this new mortgage up to $5,000, excluding origination fee, discount points, appraisal fees, prepaid interest, private mortgage insurance, and funds needed to establish the member’s escrow account, when applicable. Minimum loan amount for Jumbo Mortgages is $510,400. This special offer is available on all conventional first mortgage programs. Some exclusions and restrictions apply. All mortgage loans subject to credit approval. Offer may end at any time without notice.