Federally insured by NCUA. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation, Web.com, and Miller Electric Company. An initial deposit of $5 to be held in your Community First Share account is required for membership. *APR= Annual Percentage Rate. 1.9% APR for 12 months valid for balance transfers made within the first 90 days of account opening. After the 12 months promotional period ends, it will revert back to normal rates currently 10.40% APR - 17.25% APR. Cash Advance Fee= $10.00 or 2.00% of the amount of each cash advance, whichever is greater. Foreign Transaction Fee= 1.00% of each multiple currency transaction in U.S. dollars, 0.80% of each single currency transaction in U.S. dollars. Late Payment Fee= up to $25. Returned Payment Fee= up to $25. Credit, income, and other restrictions apply. Offer may end at any time without notice. **$150 credited to qualifying members’ primary share account on or around the following month of reaching the $1,000 minimum within 90 days of opening the credit card. Cash back limit is $6,000. All loans and accounts are subject to approval. All rates are based on an evaluation of the member’s individual credit history. Terms and conditions apply and verification and restrictions may apply. All credit union program, rates, terms and conditions are subject to change at any time without prior notice.***In each monthly savings statement, you will be credited a percentage of the U.S. dollar value of net purchases made during that months credit card statement cycle. Currently, the rewards percentage is 1.50%; however, this percentage may change at our discretion at any time without advance notice to you. Cash advances and balance transfers are excluded from this offer. Some restrictions may apply.