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We're giving away $200 and more with every debit card!

Call 904.712.2822, complete the form to have us contact you, or sign up now.

Discover why 140,000 members in Florida Love Where They Bank!

Open a checking account that rewards you and get up to $200 *

  • $25 instant cash bonus for a new checking account
  • $125 for starting a Direct Deposit
  • $50 for every friend you refer

Plus, earn special rewards with our free checking accounts and enjoy these benefits:

  • Earn 1.50% APY with Advantage Checking
  • Roll up your change with the Save My Change program
  • Use our Mobile Banking app with Mobile Deposits
  • Access to more than 30,000 surcharge-free ATMs
  • Receive instant debit card replacement at any branch

Why Community First?

  • We’re one of the largest credit unions in Northeast Florida
  • Anyone who lives or works in Northeast Florida or designated counties across the entire state can open an account
  • Most branches are open 9 a.m. to 5  p.m. on Monday through Saturdays
  • We offer low fees, high deposit rates, and low loan rates
  • We have over 80 years experience

Federally insured by NCUA. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation and Web.com.*All offers may end at anytime without notice. A $25 minimum deposit is required to open a new Community First checking account. New members must open a share account with a minimum $5 initial deposit (share account is required for membership). When applying online use code CHK2019. Must mention this offer at time of account opening. Receive $25 upon account opening for opening a checking account and enrolling in the Save My Change Program, $125 for recurring Direct Deposit of at least $300 that posts within 30 days of account opening and we’ll post the credit within 6-8 weeks of account opening, and $50 for every friend you refer that opens a checking account. Members can refer up to 5 new members per one calendar year!Credit provided when your friend opens a checking account and mentions you as the referrer. Credit and other restrictions apply. Consult a tax advisor for tax consequences. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Switch to Save program. APY= Annual Percentage Yield. 1.50% APY on balances up to $500 and 0.05% APY paid on balances above $500. Must do at least 10 debit card transactions monthly and be enrolled in eStatements to get higher APY on first $500. Rates as of 8/1/19. Rates may change at any time without notice. Fees could reduce earnings.