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Green Energy Loans

 

Green Energy Personal Loan

This loan is for residential, single-family homes being used as a primary residence.

  • Low cost, fixed-rate financing for energy-related home improvements (solar panels, water heaters, attic insulation, windows, etc.)
  • Minimum loan amount $5,000; maximum loan amount $50,000
  • Terms from 36-84 months depending on loan amount; rates from 3.99% to 9.99%, depending on loan term; same rate for all credit tiers
  •  Registered contractor or certified installer is required; check payable to company based on purchase order; no cash out
  •  No closing costs, no prepayment penalty

If you have any questions or would like to apply for this loan, please call our Central Lending department at 904.354.8537, extension 6004.

Green Energy Equity Loan

This is a 2nd mortgage loan for residential, single-family homes being used as a primary residence.

  • Low cost, fixed-rate financing for energy-related home improvements (solar panels, water heaters, attic insulation, windows, etc.)
  • Utilizes the equity in your home for additional tax benefit
  • Fixed rate from 2.99% to 5.99%, up to 240 months, depending on loan amount
  • Minimum loan amount $10,000; maximum loan amount $100,000; maximum combined LTV (1st and 2nd mortgage) 90%
  • No annual fees, no prepayment penalty, no closing costs
  • Registered contractor or certified installer is required; check payable to company based on purchase order; no cash out

If you have any questions or would like to apply for this loan, please call our Mortgage department. Mortgage Loan Originators Joy Newsom-Watson 904.371.8031 or Nader Snobar 904.549.8752 can assist you.

Federally Insured by NCUA. An initial deposit of $5 to be held in your Community First Share account is required for membership. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation and Web.com. * APR = Annual Percentage Rate. Credit, income, and other restrictions apply. 1Fixed-Rate Energy Loan requires a Registered Contractor. Rate depends on term. A Fixed-Rate Energy Loan Payment Example: 36 monthly payments of $29.58 per $1,000 borrowed. Payment amount does not include amounts for taxes and insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. 2 Energy Equity Loan requires a Registered Contractor. Rate depends on term. Community First offer pays all costs associated with origination of the loan except when a full appraisal is required. The cost of the appraisal can range from $475 to $650, and is the responsibility of the borrower. An Energy Equity Loan Payment Example: 60 payments of $17.96 per $1,000 borrowed. This payment does not include taxes and insurance. Proof of homeowner’s insurance is required and flood insurance may be required. The payment for these premiums will not be escrowed. Certain restrictions and limitations apply. Subject to credit approval. This offer may end at any time.