Federally insured by NCUA. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation and Web.com. Community First’s No Closing Costs Mortgage Offer is available for first time home buyers for the purchase of a primary residence only. Community First will pay the actual closing costs associated with this new mortgage up to $3,000, excluding origination fee, discount points, prepaid interest, and funds needed to establish the member’s escrow account. Minimum down payment is 3%. Maximum loan amount is $200,000. Some exclusions and restrictions apply. All mortgage loans subject to credit approval.