As a responsible community partner, we want to help prevent the spread of COVID-19.

  • Therefore, we have decided to transition our branch lobby services to drive-thru only beginning Monday, March 23.
    Drive-thru hours of operation will be Mon. - Thur. 9 am - 5 pm | Fri. 9 am - 6 pm  | Sat. 9 am - 5 pm
  • Branches with no drive-thru (Mandarin, UNF and Riverside) will be completely closed with no services available for the time being.
  • The Yulee branch lobby will remain open on a limited basis. To ensure sufficient social distancing we will limit the number of members to five (5) in the Yulee branch at once. We will reopen our branch lobbies as soon as the situation allows.
  • Due to high call volume, you may experience longer than normal wait times when contacting our member experience center.  We apologize for any inconvenience.  

Debt Consolidation

Now is the time to eliminate your debt and start focusing on what’s important to you. With a debt consolidation loan from Community First you can borrow up to $25,000 to combine your high rate debt into one fixed low payment you can afford. We specialize in helping people in Jacksonville and throughout Northeast Florida break free from debt sooner. With our easy application process we can approve you in minutes and transfer cash right into your account.  Get started today.

Apply for a Debt Consolidation Loan

Or call 904.354.8537, option 3

With our debt consolidation you can:

  • Borrow up to $25,000*
  • Pay off high rate credit card debt
  • Have one fixed low monthly payment
  • Spread out payments for up to 84 months
  • Enjoy among the lowest rates around

Helpful Resources:

An initial deposit of $5 to be held in your Community First Share account is required for membership. Membership is open to anyone who lives or works in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. Credit and other restrictions may apply. APR= Annual Percentage Rate. Payment example for $5,000 borrowed at 8.25% APR for 36 months= $157. *In some cases you may be able to borrow up to $50,000.  Credit, income and other restrictions apply.