To comply with CDC guidelines and the City of Jacksonville emergency executive proclamation to help prevent the spread of COVID-19, we are now requiring facemasks to be worn while inside the branches.  Exceptions include children under age 2 and people with respiratory issues.  Masks are available upon request.

Coronavirus (COVID-19) Updates: Announcements, Branch Availability, and Government Relief Programs. Due to high call volume from stimulus funds posting, we are experiencing longer wait times. Check our Mobile Banking app or Online Banking for account updates. Check the status of your payment by using the IRS Get My Payment Tool   (Routing #: 263078934)

Advantage Checking

Our Advantage Checking* account pays you a market leading return on your entire checking account balance.  Plus you'll enjoy a premium interest rate on your first $500 and have no monthly account fees.

Apply for Advantage Checking

Or call 904.354.8537

Advantage Checking features:

  • Premium interest rates on your first $500*
  • Interest paid on your entire balance
  • No minimum balance required
  • Online and Mobile Banking
  • First box of checks free (corporate style)
  • Low $25 minimum deposit to open

*To qualify for interest rate, you must make 10 or more debit card transactions each month and be enrolled in eCommunications.

An initial deposit of $5, to be held in your Community First Savings (Share) Account, is required for membership. Membership is open to anyone who lives, works or attends school in Baker, Clay, Duval, Flagler, Nassau, Putnam or St. Johns counties. A $25 minimum deposit is required to open a checking account, other restrictions may apply and rate is subject to change.