As a responsible community partner, we want to help prevent the spread of COVID-19.

  • Therefore, we have decided to transition our branch lobby services to drive-thru only beginning Monday, March 23.
    Drive-thru hours of operation will be Mon. - Thur. 9 am - 5 pm | Fri. 9 am - 6 pm  | Sat. 9 am - 5 pm
  • Branches with no drive-thru (Mandarin, UNF and Riverside) will be completely closed with no services available for the time being.
  • The Yulee branch lobby will remain open on a limited basis. To ensure sufficient social distancing we will limit the number of members to five (5) in the Yulee branch at once. We will reopen our branch lobbies as soon as the situation allows.
  • Due to high call volume, you may experience longer than normal wait times when contacting our member experience center.  We apologize for any inconvenience.  

Green Energy Commercial Loan

This is a 1st or 2nd mortgage loan for owner-occupied buildings only.

  • Real-estate secured
  • Maximum financing 80% combined LTV
  • Registered contractor or certified installer is required; check payable to company based on purchase order; no cash out
  • Minimum loan amount $25,000; maximum amount based on 80% LTV
  • Fixed rate based on Wall Street Journal Prime, tern and LTV, from Prime minus .25% to Prime + 2.00%
  • Terms 36 to 120 months, depending on dollar amount

If you have any questions or would like to apply for this loan, please call our Commercial Lending department. Commercial Lending Administrators Luna Bridgewood 904.394.9262 or Ashleigh Hudgin-Stanfill 904.394.9262 can assist you.

Federally Insured by NCUA. An initial deposit of $5 to be held in your Community First Share account is required for membership. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia. Membership is also open to any relative of an existing or eligible Community First Credit Union of Florida member. We also offer membership to Select Employer Groups, including all employees of Brooks Rehabilitation and * APR = Annual Percentage Rate. Credit, income, and other restrictions apply. 1Fixed-Rate Energy Loan requires a Registered Contractor. Rate depends on term. A Fixed-Rate Energy Loan Payment Example: 36 monthly payments of $29.58 per $1,000 borrowed. Payment amount does not include amounts for taxes and insurance premiums. Actual payment obligation will be greater. Other restrictions may apply. 2Energy Equity Loan requires a Registered Contractor. Rate depends on term. Community First offer pays all costs associated with origination of the loan except when a full appraisal is required. The cost of the appraisal can range from $475 to $650, and is the responsibility of the borrower. An Energy Equity Loan Payment Example: 60 payments of $17.96 per $1,000 borrowed. This payment does not include taxes and insurance. Proof of homeowner’s insurance is required and flood insurance may be required. The payment for these premiums will not be escrowed. Certain restrictions and limitations apply. Subject to credit approval. This offer may end at any time.