As a responsible community partner, we want to help prevent the spread of COVID-19.

  • Therefore, we have decided to transition our branch lobby services to drive-thru only beginning Monday, March 23.
    Drive-thru hours of operation will be Mon. - Thur. 9 am - 5 pm | Fri. 9 am - 6 pm  | Sat. 9 am - 5 pm
  • Branches with no drive-thru (Mandarin, UNF and Riverside) will be completely closed with no services available for the time being.
  • The Yulee branch lobby will remain open on a limited basis. To ensure sufficient social distancing we will limit the number of members to five (5) in the Yulee branch at once. We will reopen our branch lobbies as soon as the situation allows.
  • Due to high call volume, you may experience longer than normal wait times when contacting our member experience center.  We apologize for any inconvenience.  

By discontinuing paper checks in favor of our online payment processing solutions, you can save money for your business, maximize security, and bring in receivables even faster.

ACH Payments and ACH Collections allow you to send or receive money quickly and securely. With ACH Payments you can easily pay vendors, employees, or invoices, and you indicate when you want them to receive the funds. ACH Collections which deducts payments electronically from your customers’ bank accounts through the national Automated Clearing House (ACH). But even better than that, you initiate the transaction, making it ideal for managing when payments occur.

With ACH Payments and ACH Collections, you’ll enjoy:

  • Better cash flow forecasting and payment accuracy
  • Faster access to customer payments through quick ACH payment processing
  • Lower fees for ACH transactions compared to wire transfers or paper checks
  • Better credit management with faster identification of problem accounts

To find out more about how ACH can help streamline your business operations, talk with a Community First commercial banker at 800.342.8416.