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Community First,
Your Northeast Florida Credit Union.

Our members are our number one priority.

We are the recognized leader in providing superior financial solutions that improve
members' lives while building strong and vibrant communities.

As low as 2.89% APR* 24 months $5,000 minimum
As low as 3.19% APR* 36 months $5,000 minimum
As low as 3.39% APR* 48 months $10,000 minimum
As low as 3.69% APR* 60 months $10,000 minimum

View Auto Loans

As low as 7.99% APR** 0 - 12 months $500 minimum
As low as 8.29% APR** 13 - 24 months $1,500 minimum
As low as 8.99% APR** 25 - 36 months $3,000 minimum
As low as 9.79% APR** 37 - 60 months $5,000 minimum

View Personal Loans

*Auto loans. APR = Annual Percentage Rate. A payment example is $5,000 financed for 24 months at 2.69% APR is approx. $213.
**Personal loans. Credit and other restrictions may apply. APR= Annual Percentage Rate. Payment example for $5,000 borrowed at 8.99% APR for 36 months is approx. $151.


UNF Market Days | Oct. 23

UNF Market Days | Oct. 23

  • 10/23/2019 10:00:00 AM
  • Student Union Osprey Plaza, UNF

Join us on October 23 at UNF Market Days! You’re invited to join us at UNF Market Days! Stop by the Community First branch, located inside the Student Union, for free pizza and more!

UNF Market Days | Oct. 30

UNF Market Days | Oct. 30

  • 10/30/2019 10:00:00 AM
  • Student Union Osprey Plaza, UNF

Join us on October 30 at UNF Market Days! You’re invited to join us at UNF Market Days! Stop by the Community First branch, located inside the Student Union, for free pizza and more!

Jacksonville Icemen Game | Oct. 30

Jacksonville Icemen Game | Oct. 30

  • 10/30/2019 7:00:00 PM
  • Veterans Memorial Arena

As a season sponsor of the Jacksonville Icemen, we are excited to say that hockey is back in Jacksonville! Join us as we watch the Icemen take on the Atlanta Gladiators on October 30 at 7:00 p.m.!

All home games take place at the Jacksonville Veterans Memorial Arena, which is located at 300 A. Philip Randolph Blvd., Jacksonville, FL 32202. Help us #FeelTheFreeze this season!

UNF Market Days | Nov. 6

UNF Market Days | Nov. 6

  • 11/6/2019 10:00:00 AM
  • Student Union Osprey Plaza, UNF

Join us on November 6 at UNF Market Days! You’re invited to join us at UNF Market Days! Stop by the Community First branch, located inside the Student Union, for free pizza and more!

  • I’ve always had a pleasant experience here. The clerks are professional and courteous. The rates for financial services blow other banks out of the water.

    -Markus S.,
    Community First Member

  • In addition to the friendly, professional, hometown feel, Community First has always been willing to answer any question, and to investigate any issues on my behalf.

    -Sandy W.,
    Community First Member

We will be with you every step of the way

Our blog includes articles and graphics offering info and advice for every stage of life. Need help buying your first car? Check. Ready to start planning for retirement? No problem. Visit our blog to learn more today.

5 Ways to Prepare for Your Child’s College Education

By: Jasmine Marshall, Member Service Representative
Posted On 10/9/2019 12:00:00 PM

The thought of financially preparing for your child’s college education may seem daunting. In fact, you may find yourself pushing this important task aside, especially if your child is relatively young. Don’t fret! Preparation for college can begin at this very moment, and it may be easier than you think.

Read More

How to Get a Credit Union Car Loan

By: Kiana Wright, Vice President, Consumer Lending
Posted On 10/3/2019 12:00:00 PM

Financing a car can be stressful, but getting a credit union car loan can alleviate some of the stress and save you money. Here’s what you need to know about credit union car loans and how you can get one.

Read More

Life Insurance: Do You Need It?

By: Ken Millhone, CFS* Investment Services Program Manager
Posted On 9/25/2019 11:00:00 AM

At some point in your life, you'll probably be faced with the question of whether you need life insurance. Life insurance is a way to protect your loved ones financially after you die and your income stops. The answer to whether you need life insurance depends on your personal and financial circumstances.

Read More

How to Improve Your Credit Score

By: Kiana Wright, Vice President, Consumer Lending
Posted On 8/30/2019 9:30:00 AM

Your credit score is one of the most important barometers of your financial health. By improving your credit score, you open yourself up to lower interest rates, more opportunities to invest and make big purchases, and a better chance at completing your financial goals.

Read More

Our Mission:

Providing Financial Solutions for Every Stage of Life.

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